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One Second After is a 2009 novel by American writer William R. Forstchen. The novel deals with an unexpected electromagnetic pulse attack on the United States as it affects the people living in and around the small American town of Black Mountain, North Carolina.

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Released in March 2009, One Second After and was ranked as number 11 on the New York Times Best Seller list in fiction in May 2009.^[1] A trade paperback edition was released in November 2009.^[2]

Background[edit]

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Black Mountain, North Carolina, is a small American town, home to a college with about six hundred students. Although it has no large businesses, it is becoming a summer destination for people from larger cities. Black Mountain is strategically located along an interstate highway and provides the water supply for the nearby city of Asheville.

Plot[edit]

John Matherson is a professor of history at the local Montreat Christian College. A retired U.S. Armycolonel and Gulf War veteran, he had moved to Black Mountain with his family when his late wife Mary, a native of the town, was dying from cancer. He now is the widowed father of two daughters, Elizabeth and Jennifer.

At 4:50 p.m. (16:50) Eastern Daylight Time on the second Tuesday of May, the first day described in the book's narration, the phone lines in the town suddenly go dead, along with all the electrical appliances. Within hours it becomes clear that this is no ordinary blackout. Every modern electrical device is disabled, destroyed by what Matherson is beginning to suspect is an electromagnetic pulse (EMP) attack on the United States.

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The United States has effectively been returned to the 19th century, with few 21st-century people able to deal with such conditions. Matherson later remarks that survivors have had to rely on the technology of the early 16th century. His immediate concern is his twelve-year-old daughter, who has Type 1 diabetes. Without a constant supply of insulin, which requires refrigeration, she will die.

The book explores how the whole community responds, as many others face similar crises. Matherson's experience and character help him with the town's residents. Hundreds of motorists are stranded when their vehicles stop. They get into town, making the residents feel threatened by the numbers of people needing help. An immediate concern is food. No refrigerators or freezers are running, nor are grocery stores receiving supplies.

Residents of the nursing home in town, where Matherson's elderly cancer-stricken father-in-law is being cared for, are at risk. The elderly and frail need refrigerated medicines, and many require constant nursing care. The EMP has disabled the nursing home's generator. There are no AM/FM radio broadcasts, no television, no Internet, and thus, no communication with anyone outside the town is possible. It takes two months before a working antique telephone can connect Black Mountain with the nearby town of Swannanoa.

Matherson's in-laws are car collectors who happen to own a 1959 Edsel, and a Mustang. These are not affected by the EMP as they have no sensitive electronics. Similarly a resident's vintage airplane is newly useful, because it has no vulnerable electronics.

Without modern sanitation and supplies, diseases surge. Minor wounds become seriously infected, and the community has soon exhausted its supply of antibiotics. The social order in Black Mountain begins to break down. It is too late in the year to plant and harvest crops. Suddenly, skills not needed in several generations have become critically necessary. The town organizes its young and able-bodied to defend against a marauding band of cannibals. When they attack, there is a violent and deadly battle with high fatalities.

After a while, the extreme shortages of food require rationing. Increasingly, Matherson assumes a growing leadership role as the situation deteriorates. He and other leaders struggle with the multiple issues and moral choices.

Matherson leads several battalions of college students into battle against the marauding Posse. The college's resource officer is killed and two-thirds of the students die. After the battle the Posse leader is captured and hanged on the interstate. Matherson releases several remaining Posse members, saying that they were not going to do any more harm.

One year later, the U.S. military arrives to rebuild and aid the town. It is learned that the EMP was generated by three nuclear missiles launched from offshore container ships. One was launched from the Gulf of Mexico and detonated in the upper atmosphere over Utah, Kansas, and Ohio. The container ship was sunk by an explosion immediately after the missile launch; no one knows who was responsible for the attacks. Another missile was fired from off the Icelandic coast and detonated over East Europe and Russia. This launch affected major cities such as St. Petersburg and Moscow and everything in between. Another nuclear missile was detonated over Japan and South Korea.

The U.S. government believed that an alliance between Iran and North Korea conducted the attacks, and retaliated by striking both countries with nuclear weapons. The U.S. withdrew all of its overseas military forces to aid in rebuilding and humanitarian work at home. The EMP attack brought down Air Force One, and the U.S. president died upon impact.

One year after the EMP attack, the United States is described as having 30 million survivors, down ninety percent from a pre-attack population of 300 million. The People's Republic of China is occupying the U.S. west coast with a 500,000-strong occupation force, and Mexico occupies its former territory of Texas and the American Southwest, as a protectorate against China.

The book also explores the increasingly intimate relationship Matherson develops with Makala Turner, a single, childless nurse among those stranded by the pulse.

Characters[edit]

• John Matherson – A widowed professor of history at the local Montreat Christian College and retired U.S. Army colonel, who rises to a position of responsibility as the crisis in his community develops.
• Elizabeth Matherson – John's sixteen-year-old daughter.
• Jennifer Matherson – John's twelve-year-old daughter, who has Type 1 diabetes.
• Jenny – The mother of John's deceased wife, Mary. Jenny is a gentle Southern matriarch who is very close with John and his daughters.
• Makala Turner – A supervising nurse for a cardiac surgical unit from Charlotte, North Carolina who is stranded in Black Mountain on her way to a medical conference in Asheville on the day of the EMP strike.
• Charlie Fuller – John Matherson's close friend and Black Mountain's Director of Public Safety, in charge of the town's fire and police departments.
• Washington Parker – A retired Marine sergeant major who is Head of Campus Security at Montreat Christian College.
• Dan Hunt – The well-respected president of Montreat Christian College, whose life Bob Scales saved during the Vietnam War.
• Jim Bartlett – John's eccentric neighbor who owns the local Volkswagen repair shop and supplies the town with working vehicles after the EMP attack.
• Doc Kellor – Black Mountain's local doctor.
• Tom Barker – Black Mountain's chief of police.
• Don Barber – Owner of a functioning Aeronca L-3 who provides crucial intelligence to the community, especially regarding the advance of the Posse, through his reconnaissance flights.
• Kate Lindsey – Black Mountain's mayor at the time of the EMP attack.
• Ben Johnson – Elizabeth Matherson's boyfriend and later fiancé.
• Bob Scales - John's friend, a high-ranking worker at the Pentagon who acts as the girls godfather, got John his position at the college, and saved Dan Hunt's life in the Vietnam War.

Non-fiction afterword[edit]

The book contains a brief non-fiction afterword by U.S. NavyCaptain William Sanders, regarding EMPs, which includes references to the reports of the United States EMP Commission^[3] and the book The Effects of Nuclear Weapons by Samuel Glasstone and Philip J. Dolan, published by the United States Department of Defense,^[4] which is a technical description based on early nuclear tests.

Reception[edit]

One Second After was released on March 17, 2009, and a trade paperback edition was released on November 24, 2009. The book reached the number 11 position on The New York Times best-seller list in fiction on May 3, 2009.^[5]

Film adaptation[edit]

The option for the film rights to One Second After was initially sold to Warner Bros., but has subsequently expired. As of August 2011, a new option was being negotiated with another unknown studio.^[6]

Sequels[edit]

A sequel, One Year After: A John Matherson Novel, was released on September 15, 2015. The plot premise is: 'One Second After was a dire warning of what might be our future...and our end. Now, One Year After returns to the small town of Black Mountain, and the man who struggled so hard to rebuild it in the wake of devastation-John Matherson. It is a thrilling follow-up and should delight fans in every way.'

The third book in the trilogy, The Final Day: A John Matherson Novel, was released on January 3, 2017. In this book, it is revealed that only 30 million Americans survived up to this time.

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See also[edit]

References[edit]

1. ^New York Times Best Seller list, fiction, May 3, 2009
2. ^MacMillan, One Second After – publisher's book webpage
3. ^US Government, Commission to Assess the Threat to the United States from Electromagnetic Pulse (EMP) Attack website
4. ^Glasstone, Samuel and Dolan, Philip J., The Effects of Nuclear Weapons. Chapter 11. United States Department of Defense. (First edition 1950, third edition 1977. 'Archived copy'. Archived from the original on 2009-08-21. Retrieved 2009-12-16.CS1 maint: archived copy as title (link)
5. ^New York Times Best Seller list, fiction, May 3, 2009
6. ^One Second After, Official Book Web Site

External links[edit]

Missing the payment due date for a credit card or loan by a day is a concern, but it won't show up on credit report or impact your credit scores. And while a one-day-late payment—or even one that's a few days late—carries lighter consequences than skipping an entire billing cycle, it can have negative repercussions you should consider.

Here's what you can do to fix a late payment problem before it turns serious.

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A One-Day-Late Payment Likely Won't Show on Your Credit Report

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A late payment will be noted on your credit report after you have skipped an entire billing cycle, usually about 30 days. Therefore, if your creditor's due date was March 5 and it's now March 6, the matter is just between you and them—they will not report this late payment to the credit bureaus.

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That doesn't mean you won't be penalized in other ways. You'll almost surely be hit with a stiff fee. You can be charged a fee up to $29 for the first late payment, then $40 each time you pay late within six consecutive billing cycles, according to the Consumer Financial Protection Bureau.

Another sharp penalty could be an interest rate hike. A credit card issuer has the right to raise your rate if you pay after the date your payment is due. This will be especially painful if you took advantage of a zero-interest balance transfer offer to avoid interest on another credit card. Zero-interest credit card offers usually come with promotional annual percentage rates (APRs) for a certain number of months, but that special rate will only remain if you follow the rules and pay on time.

So while a one-day-late payment will be absent from your credit reports, it has the power to hurt your bottom line.

When Are Late Payments Reported?

Now imagine you pay a bill after an entire billing cycle has lapsed, waiting until April 6 to make a payment that was due March 5. That means you're behind enough for the issuer to furnish that information to the credit reporting agencies. It's considered a 30-day late payment, and it will be noted on your credit report for up to seven years. Anyone who checks your report will see it and is free to form an opinion about it.

More important, a 30-day late payment will affect your credit scores. The two largest credit scoring companies—FICO^® and VantageScore—rank payment history as the most important score factor, and thus a late payment will shave points from your score. The extent of the damage depends on the state of your entire credit history. If you have a long and strong pattern of using credit products responsibly—paying on time and keeping revolving debts low—a single late payment isn't likely to drop your scores drastically. On the other hand, if you have very little on your credit report, your scores will likely decline markedly.

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If you continue to let billing cycles elapse, your credit scores will be harmed more severely. The later a payment is, the more alarming it is to creditors and the more dramatically your credit scores will sink. Severely late payments could be an indication that you're in financial trouble, and a signal to lenders that you pose a credit risk.

What to Do if You've Missed a Payment

Thankfully there are immediate steps you can take to reduce the problems associated with a missed due date.

• Pay your bill now. Call your creditor or go online to pay your bill right away. Sending a payment by check will only cause an additional delay, and if it's not quickly received and processed, you could reach the dreaded 30-day-late mark.
• Ask the creditor for a break. Once the payment has been posted, call the creditor and ask to speak to someone who can help you with your account. If you have a compelling reason for paying late, explain what happened. Even if you don't have a good excuse, politely request that the late fee be waived. Many credit issuers will grant your wish on the spot, especially if you have been managing the account well. If the issuer has increased your interest rate, ask how you can get it back down. For example, they may lower it if you pay on time for the next six months.
• Sign up for automatic bill pay. A common reason people pay their bills late is because life gets in the way and they simply forget. You can avoid this issue by enrolling in your bank's autopay system, which will submit a payment for you on the day of the month you request. If your payment is due on the 15th, you can have the amount owed deducted from your checking account on the 11th, guaranteeing on-time payments as long as you have the money in your checking account to cover it. Of course you should still monitor your accounts, but it's a great way to streamline your financial affairs.

Take Control

Put yourself in a position of power and don't let late payments become a habit. If you do, it can result in costly fees and a debt that takes longer and is more expensive to repay than you anticipate. Worse, it can lead to serious damage to your credit. Check your free FICO^® Score^☉ on Experian to see where those numbers are today, then take action to ensure they go nowhere but up.